Luma ASEAN Pass

Travel Insurance for South East Asia

LUMA ASEAN PASS

Travel Insurance for ASEAN Countries

  • Covers Covid-19
  • Regional coverage
  • Purchase Online & Get Certificate
  • Immigration compliant
BUY Luma ASEAN Pass online

Receive your Certificate of Insurance (COI) in PDF and JPEG
directly by email to upload directly on Thailand Pass.

Travel Insurance for South East Asia

Brunei

Myanmar

Cambodia

Philippines

Indonesia

Singapore

Laos

Thailand

Malaysia

Vietnam

Luma ASEAN Pass - pricing
Indicative premium per period of coverage for Zone 1: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam.
Luma ASEAN Pass - Zone 2 pricing
Indicative premium per period of coverage for Zone 2: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand, Vietnam and Singapore.

One policy covers travel to all 9 countries for the period of insurance, covering COVID-19. Meets each country’s minimum immigration travel insurance coverage requirements (regulations may change, please refer to the respective embassy).

  • Luma ASEAN Pass Plan Options

  • I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
  • Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
  • Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
  • Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care
  • Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
  • Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
  • Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person
  • Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard
  • Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
  • Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin
  • II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD
  • III. INCIDENTAL COVER: Covers incidents during the trip
  • Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD
  • Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
  • Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First
  • Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery
  • Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
  • Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
  • Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
  • Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car.
  • USD$10,000

  • Economy

  • USD501 week

  • USD 10,000
    I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
  • Up to Limit
    Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
  • USD 5,650
    Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
  • Up to Limit
    Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care
  • Up to Limit
    Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
  • Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
  • Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person
  • Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard
  • Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
  • USD 1,750
    Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin
  • USD 17,400
    II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD
  • III. INCIDENTAL COVER: Covers incidents during the trip
  • Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD
  • Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
  • Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First
  • Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery
  • Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
  • Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
  • Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
  • Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car.
  • Buy Online
  • USD$25,000

  • Premium Economy

  • USD551 week

  • USD 25,000
    I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
  • Up to Limit
    Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
  • USD 5,650
    Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
  • Up to Limit
    Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care
  • Up to Limit
    Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
  • Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
  • Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person
  • Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard
  • Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
  • USD 1,750
    Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin
  • USD 17,400
    II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD
  • III. INCIDENTAL COVER: Covers incidents during the trip
  • Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD
  • Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
  • Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First
  • Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery
  • Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
  • Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
  • Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
  • Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car.
  • Buy Online
  • USD$50,000

  • Business

  • USD701 week

  • USD 50,000
    I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
  • Up to Limit
    Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
  • USD 5,650
    Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
  • Up to Limit
    Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care
  • Up to Limit
    Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
  • USD 650
    Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
  • USD 3,050
    Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person
  • USD 3,050
    Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard
  • USD 3,050
    Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
  • USD 1,750
    Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin
  • USD 17,400
    II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD
  • III. INCIDENTAL COVER: Covers incidents during the trip
  • USD 700
    Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD
  • USD 100
    Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
  • USD 1,300
    Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First
  • USD 200
    Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery
  • USD 100
    Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
  • USD 4,000
    Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
  • USD 56,500
    Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
  • USD 250
    Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car.
  • Buy Online
  • USD$100,000

  • First

  • USD1501 week

  • USD 100,000
    I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
  • Up to Limit
    Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
  • USD 5,650
    Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
  • Up to Limit
    Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care
  • Up to Limit
    Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
  • USD 870
    Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
  • USD 4,350
    Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person
  • USD 4,350
    Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard
  • USD 4,350
    Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
  • USD 2,600
    Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin
  • USD 43,500
    II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD
  • III. INCIDENTAL COVER: Covers incidents during the trip
  • USD 1,300
    Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD
  • USD 200
    Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
  • USD 1,750
    Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First
  • USD 350
    Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery
  • USD 150
    Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
  • USD 5,650
    Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
  • USD 87,000
    Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
  • USD 450
    Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car.
  • Buy Online

Terms and Conditions for Luma ASEAN Pass:

  1. The earliest policy start date shall be the purchase date, not before.
  2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
  3. Applicants must be aged from 4 weeks to 75 years old.
  4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
  5. The sum insured for Personal Accident for children under 18 years old shall not exceed 17,400 USD.
  6. Policy holders shall submit claims within 6 months after occurred date of the claims.
  7. There is no direct billing for medical expenses unless the expenses exceed 1,000 USD and that the arrangement is coordinated by the Insurer or its designated assistance company.
  8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  9. The zone of coverage of Luma ASEAN Pass includes Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.
  11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.

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